Insurance or invest first? That RM500 plan from Mum is the problem.
Fresh grad on RM3,000? Neither comes first. Mama shows how to check the plan your parents bought, and run cover and investing side by side.
Posts tagged #planning
Your medical card costs more again. Here is the real reason.
Medical costs in Malaysia go up about 16% a year. Mama explains why your medical card follows, and what you can do.
The real cost of owning a car in Malaysia
A RM1,000-a-month car really costs closer to RM1,500. Here's the 10% rule, the 9-year loan trap, and how much car your salary can actually carry.
How global news quietly hits your Malaysian wallet
When oil spikes overseas or markets panic, your petrol, groceries and savings feel it. Here's how far-away news reaches your wallet, and what to do.
How your parents quietly shaped your money habits
You didn't learn money from a textbook. You learnt it watching your parents handle bills, debt and stress. Here's how to spot it, and gently rewrite it.
M40 is not rich: why middle-income families still feel stuck
The median Malaysian household earns RM7,017 and still feels broke by month-end. Here's the M40 squeeze in DOSM's own numbers, and what to do about it.
How much emergency fund do you actually need in Malaysia?
A starter buffer plus 3 to 6 months of essentials: here's how much emergency fund you actually need in Malaysia, and how to size it to your real life.
The 7-step Money-It-Right framework for Malaysians
Most money advice tells you what to do. This tells you what to do first. The 7-step Money-It-Right framework, built with Mr Money TV.